Debt recovery and mortgage proceedings

Chasing customers, clients, companies and anyone else who owes money can be time consuming, infuriating and damaging to cash flow. Seeking specialist assistance to recover debts can be a cost-effective way to make this process much easier and faster.

David Hwang understands the importance of balancing the impact of bad debts against the cost of recovery. A well-drafted letter demanding payment is often all that is required to trigger prompt payment, but where more robust action is needed, our team is highly experienced with the full range of legal options, including court proceedings.

  • Pre-action debt collection
  • Court debt proceedings
  • Court debt enforcement

David plans his approach around the clients’ circumstances and priorities. With strong skills in negotiating out-of-court settlements and actual court room litigation experience, he understands the cost of recovering debt stays should be proportionate to its value.

Creditors are more often than not debtors themselves, and can find themselves in default or arrears of outstanding debt obligations. One default can cause a chain reaction. We work closely with our clients to try and achieve practical solutions and anticipate issues.

We offer credit solutions, advising secured and unsecured creditors on remedies available to them on a regular basis. We assist in the recovery of the following types of debt:

  • Financing arrangements
  • Personal loans
  • Bank loans
  • Unpaid credit cards
  • Mortgages
  • Subrogated claims
  • Car loans
  • Leases

Our clients are advised on the real prospect of recovery. We conduct comprehensive searches in order to assess the likelihood of recovery and enforcement of creditors rights. Although we are experienced in handling cases in all levels of court in Ontario we also advise clients on various methods of alternative dispute resolution.

For clients seeking financial recovery we can assist with a wide range of debt collection matters, including:

  • Accounts receivable
  • Enforcement of contractual debt
  • Multi-jurisdictional debt matters
  • Return of valuable assets
  • Debt recovery related to the sale of goods and
  • Realizing on a lender’s security

We try and find realistic solutions.

Please contact us directly by email at or call xxxx for your queries.